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The Original Austin Roofers for 50+ Years
Fair Pricing, Expert Craftsmanship & Local Owners Who Care; Since 1970

✆ Call 512-441-8437 Get a Free Estimate

Flexible Financing Options for Your Roofing Project

Got a big roofing project in mind but don’t have the funds yet? Don’t pull money out of your savings account or take out a high-interest short-term loan. Ja-Mar Roofing & Sheet Metal has partnered with Sunlight Financial, a trusted home improvement lender, to give Texas homeowners access to straightforward financing with clear terms and no hidden fees.Whether you’re dealing with storm damage, an aging roof, or a long-overdue replacement, we have a financing plan that fits your budget and gets your project moving. 

Standard Installment Plans – Fixed Rates, Predictable Payments

Best for homeowners who want predictable, locked-in monthly payments for the life of the loan. Fixed-rate installment loans give you a set monthly payment from day one – no rate changes, no surprises. Choose from multiple term lengths to find the payment that fits your monthly budget.

9.99% APR – 5 Year Loan

Fixed rate with affordable 60-month terms

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9.99% APR – 10 Year Loan

Lower monthly payments over 120 months

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11.99% APR – Up to 20 Year Loan

Extended terms of 144 or 240 months for maximum payment flexibility

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What are the advantages of a Standard Installment plan?

  • Get your project started today – There’s no need to wait until you can build up your savings to pay for roofing. Financing through Sunlight Financial lets you handle your roofing project like a cash customer. Get estimates, make adjustments, and settle your account so you can enjoy your roof as quickly as possible.
  • Get a fixed interest rate – With a fixed-rate installment loan, there’s no need to worry about shifting interest rates as you pay off your loan. You can take on a project of any size without the worry of how a changing APR will affect your repayment schedule.

Ready to explore your installment options?

Call the office at 512-441-8437 or fill out our contact form to get financing details and a free estimate!

Deferred Interest Without Payment – Get a Head Start Before Payments Begin

Best for homeowners who want a short runway before payments begin. Take advantage of a 3-month deferred interest, no-payment promotional period – then transition into a fixed monthly payment for the remainder of your term. A great option if you want to get your roof taken care of now while giving yourself a brief window before payments start.

3-Month Promo + 81 Months

No payments for 3 months, then 9.95% APR fixed for 81 months

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3-Month Promo + 117 Months

No payments for 3 months, then 9.95% APR fixed for 117 months

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3-Month Promo + 141 Months

No payments for 3 months, then 9.95% APR fixed for 141 months

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Note: Deferred interest means if the balance is not paid in full during the promotional period, interest accrues from the original purchase date. Ask our team for details.

Your friendly team of roofing experts at Ja-Mar Roofing & Sheet Metal is eager to begin your next big roofing project. Get it off the ground today with a home improvement loan through Sunlight Financial!

Not sure which plan is right for you?

Our team is happy to walk you through every option and help you find a payment structure that makes sense for your household. Call 512-441-8437 or fill out our contact form – there’s no obligation and no pressure.

Frequently Asked Questions About Roof Financing

Does applying for financing affect my credit score?

Sunlight Financial’s application process is designed to be homeowner-friendly. Contact our team at 512-441-8437 or apply through the Sunlight Financial portal to understand how the approval process works for your specific situation.

How quickly can I get approved?

Most applicants receive a decision shortly after submitting their online application. Once approved, Ja-Mar Roofing & Sheet Metal can schedule your roofing project right away – so there’s no delay in getting your home protected.

Can I finance a roof repair, not just a full replacement?

Yes. Financing through Sunlight Financial can be used for qualifying roofing projects, including significant repairs and full replacements. Ask our team about eligibility for your specific project.

Is financing available at all Ja-Mar locations?

Yes. Financing through Sunlight Financial is available to qualifying homeowners served by all 7 Texas locations of Ja-Mar Roofing & Sheet Metal, from Central Texas to the Coastal Bend.

What’s the difference between a Standard Installment plan and a Deferred Interest plan?

A Standard Installment plan means you begin making fixed monthly payments as soon as your loan is funded. A Deferred Interest Without Payment plan includes a 3-month window where no payment is required – but interest may still accrue during that period if the balance isn’t paid in full. Our team can walk you through both options and help you decide which is the better fit.

How do I get started with financing my roof?

Call 512-441-8437 or fill out our contact form to schedule a free estimate. When you speak with your estimator, be sure to ask about financing – they’ll help you choose the plan that fits your budget.

All financing is subject to credit approval through Sunlight Financial. Interest rates vary based on credit score and creditworthiness. Terms and availability may vary. Rates and loan programs are subject to change without notice. Contact Ja-Mar Roofing & Sheet Metal for current offers and eligibility.