Flexible Financing Options for Your Roofing Project
Got a big roofing project in mind but don’t have the funds yet? Don’t pull money out of your savings account or take out a high-interest short-term loan. Ja-Mar Roofing & Sheet Metal has partnered with Sunlight Financial and GreenSky, two trusted home improvement lenders, to give Texas homeowners access to straightforward financing with clear terms and no hidden fees. Whether you’re dealing with storm damage, an aging roof, or a long-overdue replacement, we have a financing plan that fits your budget and gets your project moving.
Sunlight Financial — Simple, Honest Roof Financing
Through our partnership with Sunlight Financial, you can choose from a variety of fixed-rate installment plans and deferred interest promotions with loan terms up to 20 years. The application is fast, approval is straightforward, and our team will work with you to pick the financing option that best meets your needs. No surprises. No pressure.
How It Works:
- Apply in minutes — Fill out a quick, secure application through Sunlight Financial. No lengthy paperwork, no obligation — just a simple process designed to get you answers fast.
- Review your options — Compare your pre-qualified plans side by side. From fixed monthly installments to deferred interest promotions, you choose the terms that work best for your household.
- Get your roof done right — Once you’ve selected your plan, we confirm your financing, schedule your project, and get to work. Your home is protected and your budget stays intact.
Apply for Financing with Sunlight Financial →
Call us at 512-441-8437 or fill out our contact form for more details.
Standard Installment Plans — Fixed Rates, Predictable Payments
Best for homeowners who want predictable, locked-in monthly payments for the life of the loan. Fixed-rate installment loans give you a set monthly payment from day one — no rate changes, no surprises. Choose from multiple term lengths to find the payment that fits your monthly budget.
What are the advantages of a Standard Installment plan?
- Get your project started today — There’s no need to wait until you can build up your savings to pay for roofing. Financing through Sunlight Financial lets you handle your roofing project like a cash customer. Get estimates, make adjustments, and settle your account so you can enjoy your roof as quickly as possible.
- Get a fixed interest rate — With a fixed-rate installment loan, there’s no need to worry about shifting interest rates as you pay off your loan. You can take on a project of any size without the worry of how a changing APR will affect your repayment schedule.
Call the office at 512-441-8437 or fill out our contact form to get financing details and a free estimate!
Deferred Interest Without Payment — Get a Head Start Before Payments Begin
Best for homeowners who want a short runway before payments begin. Take advantage of a 3-month deferred interest, no-payment promotional period — then transition into a fixed monthly payment for the remainder of your term. A great option if you want to get your roof taken care of now while giving yourself a brief window before payments start.
Note: Deferred interest means if the balance is not paid in full during the promotional period, interest accrues from the original purchase date. Ask our team for details.
Your friendly team of roofing experts at Ja-Mar Roofing & Sheet Metal is eager to begin your next big roofing project. Get it off the ground today with a home improvement loan through Sunlight Financial!
Our team is happy to walk you through every option and help you find a payment structure that makes sense for your household. Call 512-441-8437 or fill out our contact form — there’s no obligation and no pressure.
GreenSky — Additional Financing Options
In addition to Sunlight Financial, Ja-Mar Roofing & Sheet Metal also offers financing through GreenSky, giving you another set of fixed-rate and deferred-interest plans to choose from depending on what fits your budget best.
Note: Deferred interest means if the balance is not paid in full during the promotional period, interest accrues from the original purchase date. Ask our team for details.
Call 512-441-8437 or fill out our contact form and our team will help you find the right plan.
Frequently Asked Questions About Roof Financing
Does applying for financing affect my credit score?
Our financing partners’ application processes are designed to be homeowner-friendly. Contact our team at 512-441-8437 to understand how the approval process works through Sunlight Financial or GreenSky for your specific situation.
How quickly can I get approved?
Most applicants receive a decision shortly after submitting their online application. Once approved, Ja-Mar Roofing & Sheet Metal can schedule your roofing project right away — so there’s no delay in getting your home protected.
Can I finance a roof repair, not just a full replacement?
Yes. Financing through Sunlight Financial or GreenSky can be used for qualifying roofing projects, including significant repairs and full replacements. Ask our team about eligibility for your specific project.
Is financing available at all Ja-Mar locations?
Yes. Financing through Sunlight Financial and GreenSky is available to qualifying homeowners served by all 7 Texas locations of Ja-Mar Roofing & Sheet Metal, from Central Texas to the Coastal Bend.
What’s the difference between a Standard Installment plan and a Deferred Interest plan?
A Standard Installment plan means you begin making fixed monthly payments as soon as your loan is funded. A Deferred Interest plan gives you a window with no required payments — 3 months on Sunlight Financial’s plan, or 12–18 months on GreenSky’s plans — but interest may still accrue during that period if the balance isn’t paid in full. Our team can walk you through both lenders’ options and help you decide which is the better fit.
What’s the difference between Sunlight Financial and GreenSky?
Both are trusted, independent lenders that Ja-Mar Roofing & Sheet Metal has partnered with to offer flexible financing. Sunlight Financial offers fixed-rate installment plans with terms up to 20 years, plus a deferred interest option with a 3-month promo period. GreenSky offers additional fixed-rate plans as well as deferred-interest plans with 12- or 18-month promo periods. Our team can help you compare both lenders’ options side by side and pick the plan that works best for your project.
How do I get started with financing my roof?
Call 512-441-8437 or fill out our contact form to schedule a free estimate. When you speak with your estimator, be sure to ask about financing — they’ll help you choose the plan that fits your budget.
Ready to Get Started?
Apply for financing today and get your roofing project moving.
